SWIFT Code ADHLNGLA — ASSOCIATED DISCOUNT HOUSE LIMITED, LAGOS

About SWIFT Code ADHLNGLA — ASSOCIATED DISCOUNT HOUSE LIMITED, LAGOS

SWIFT code ADHLNGLA is the official 8-character head-office BIC (Bank Identifier Code) for ASSOCIATED DISCOUNT HOUSE LIMITED in LAGOS, Nigeria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ASSOCIATED DISCOUNT HOUSE LIMITED for all outward international remittances from LAGOS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ADHLNGLA

The code ADHLNGLA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ADHLNGLA

Receiving International Wire Transfers

To receive money from abroad at your ASSOCIATED DISCOUNT HOUSE LIMITED account in LAGOS, share SWIFT code ADHLNGLA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ASSOCIATED DISCOUNT HOUSE LIMITED, LAGOS must provide SWIFT code ADHLNGLA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ASSOCIATED DISCOUNT HOUSE LIMITED in LAGOS rely on SWIFT code ADHLNGLA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ASSOCIATED DISCOUNT HOUSE LIMITED →

For cheque clearing or NACH mandates, use the MICR code for ASSOCIATED DISCOUNT HOUSE LIMITED →

For TDS challan deposits, find the BSR code for ASSOCIATED DISCOUNT HOUSE LIMITED →

How SWIFT Code ADHLNGLA Routes an International Transfer

1. Initiation: The sender provides SWIFT code ADHLNGLA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ASSOCIATED DISCOUNT HOUSE LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ASSOCIATED DISCOUNT HOUSE LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ADHLNGLA

• Spaces or lowercase letters — Always enter ADHLNGLA uppercase with no spaces.
• Using the wrong city — This code is for LAGOS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Nigeria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ADHLNGLA directly with ASSOCIATED DISCOUNT HOUSE LIMITED's LAGOS branch or via the SWIFT BIC Directory.