SWIFT Code ABNGNGLA — ACCESS BANK PLC, LAGOS

About SWIFT Code ABNGNGLA — ACCESS BANK PLC, LAGOS

SWIFT code ABNGNGLA is the official 8-character head-office BIC (Bank Identifier Code) for ACCESS BANK PLC in LAGOS, Nigeria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ACCESS BANK PLC for all outward international remittances from LAGOS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ABNGNGLA

The code ABNGNGLA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ABNGNGLA

Receiving International Wire Transfers

To receive money from abroad at your ACCESS BANK PLC account in LAGOS, share SWIFT code ABNGNGLA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ACCESS BANK PLC, LAGOS must provide SWIFT code ABNGNGLA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ACCESS BANK PLC in LAGOS rely on SWIFT code ABNGNGLA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ACCESS BANK PLC →

For cheque clearing or NACH mandates, use the MICR code for ACCESS BANK PLC →

For TDS challan deposits, find the BSR code for ACCESS BANK PLC →

How SWIFT Code ABNGNGLA Routes an International Transfer

1. Initiation: The sender provides SWIFT code ABNGNGLA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ACCESS BANK PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ACCESS BANK PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ABNGNGLA

• Spaces or lowercase letters — Always enter ABNGNGLA uppercase with no spaces.
• Using the wrong city — This code is for LAGOS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Nigeria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ABNGNGLA directly with ACCESS BANK PLC's LAGOS branch or via the SWIFT BIC Directory.