SWIFT Code CARZNL21 — CARDIF LEVENSVERZEKERINGEN NV, OOSTERHOUT

About SWIFT Code CARZNL21 — CARDIF LEVENSVERZEKERINGEN NV, OOSTERHOUT

SWIFT code CARZNL21 is the official 8-character head-office BIC (Bank Identifier Code) for CARDIF LEVENSVERZEKERINGEN NV in OOSTERHOUT, Netherlands. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CARDIF LEVENSVERZEKERINGEN NV for all outward international remittances from OOSTERHOUT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CARZNL21

The code CARZNL21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CARZNL21

Receiving International Wire Transfers

To receive money from abroad at your CARDIF LEVENSVERZEKERINGEN NV account in OOSTERHOUT, share SWIFT code CARZNL21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CARDIF LEVENSVERZEKERINGEN NV, OOSTERHOUT must provide SWIFT code CARZNL21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CARDIF LEVENSVERZEKERINGEN NV in OOSTERHOUT rely on SWIFT code CARZNL21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CARDIF LEVENSVERZEKERINGEN NV →

For cheque clearing or NACH mandates, use the MICR code for CARDIF LEVENSVERZEKERINGEN NV →

For TDS challan deposits, find the BSR code for CARDIF LEVENSVERZEKERINGEN NV →

How SWIFT Code CARZNL21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CARZNL21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CARDIF LEVENSVERZEKERINGEN NV.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CARDIF LEVENSVERZEKERINGEN NV receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CARZNL21

• Spaces or lowercase letters — Always enter CARZNL21 uppercase with no spaces.
• Using the wrong city — This code is for OOSTERHOUT only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Netherlands.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CARZNL21 directly with CARDIF LEVENSVERZEKERINGEN NV's OOSTERHOUT branch or via the SWIFT BIC Directory.