SWIFT Code RAMXMXM1 — HR RATINGS DE MEXICO, S.A. DE C.V., MEXICO

About SWIFT Code RAMXMXM1 — HR RATINGS DE MEXICO, S.A. DE C.V., MEXICO

SWIFT code RAMXMXM1 is the official 8-character head-office BIC (Bank Identifier Code) for HR RATINGS DE MEXICO, S.A. DE C.V. in MEXICO, Mexico. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HR RATINGS DE MEXICO, S.A. DE C.V. for all outward international remittances from MEXICO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RAMXMXM1

The code RAMXMXM1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RAMXMXM1

Receiving International Wire Transfers

To receive money from abroad at your HR RATINGS DE MEXICO, S.A. DE C.V. account in MEXICO, share SWIFT code RAMXMXM1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HR RATINGS DE MEXICO, S.A. DE C.V., MEXICO must provide SWIFT code RAMXMXM1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HR RATINGS DE MEXICO, S.A. DE C.V. in MEXICO rely on SWIFT code RAMXMXM1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HR RATINGS DE MEXICO, S.A. DE C.V. →

For cheque clearing or NACH mandates, use the MICR code for HR RATINGS DE MEXICO, S.A. DE C.V. →

For TDS challan deposits, find the BSR code for HR RATINGS DE MEXICO, S.A. DE C.V. →

How SWIFT Code RAMXMXM1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RAMXMXM1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HR RATINGS DE MEXICO, S.A. DE C.V..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HR RATINGS DE MEXICO, S.A. DE C.V. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RAMXMXM1

• Spaces or lowercase letters — Always enter RAMXMXM1 uppercase with no spaces.
• Using the wrong city — This code is for MEXICO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Mexico.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RAMXMXM1 directly with HR RATINGS DE MEXICO, S.A. DE C.V.'s MEXICO branch or via the SWIFT BIC Directory.