SWIFT Code RUGOMXM10M3 — BANCO DE CREDITO RURAL DEL GOLFO S.N.C., XALAPA

Verified SWIFT/BIC code for BANCO DE CREDITO RURAL DEL GOLFO S.N.C. in XALAPA, Mexico. Use this code for international wire transfers.

Updated Jun 2026 SWIFT Official Data Live Data
Mexico
BANCO DE …
XALAPA
Result

XALAPA

BANCO DE CREDITO RURAL DEL GOLFO S.N.C. · Mexico

SWIFT Verified

SWIFT / BIC Code

RUGOMXM10M3

Code Breakdown

RUGO Bank Code
·
MX Country
·
M1 Location
·
0M3 Branch

Branch

XALAPA

City

XALAPA

Country Code

MX

Connection Status

Active

About SWIFT Code RUGOMXM10M3 — BANCO DE CREDITO RURAL DEL GOLFO S.N.C., XALAPA

SWIFT code RUGOMXM10M3 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCO DE CREDITO RURAL DEL GOLFO S.N.C. in XALAPA, Mexico. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCO DE CREDITO RURAL DEL GOLFO S.N.C. for all outward international remittances from XALAPA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RUGOMXM10M3

The code RUGOMXM10M3 follows the ISO 9362 standard and breaks down as follows:

SegmentValueLengthMeaning
Bank CodeRUGO4 lettersIdentifies BANCO DE CREDITO RURAL DEL GOLFO S.N.C. as the institution
Country CodeMX2 lettersISO 3166-1 alpha-2 code for Mexico
Location CodeM12 charsCity/region identifier within Mexico
Branch Code0M33 charsIdentifies the specific XALAPA branch
Quick Tip: RUGOMXM10M3 is a 11-character branch BIC. The full 11-character code routes directly to this branch — no manual processing needed at the receiving bank.

When to Use SWIFT Code RUGOMXM10M3

Receiving International Wire Transfers

To receive money from abroad at your BANCO DE CREDITO RURAL DEL GOLFO S.N.C. account in XALAPA, share SWIFT code RUGOMXM10M3 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCO DE CREDITO RURAL DEL GOLFO S.N.C., XALAPA must provide SWIFT code RUGOMXM10M3. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCO DE CREDITO RURAL DEL GOLFO S.N.C. in XALAPA rely on SWIFT code RUGOMXM10M3 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

CodeFormatUsed ForScope
SWIFT RUGOMXM10M38 or 11 charsInternational wire transfers, NRI remittances, trade financeGlobal — 200+ countries
IFSC11 chars (alpha)NEFT, RTGS, IMPS, UPI account linkingIndia domestic only
MICR9 digitsCheque clearing (CTS), NACH mandates, SIP registrationIndia domestic only
BSR7 digitsTDS challan filing, Form 16, Form 26AS, TRACESIndia income tax only
Important: Never enter SWIFT code RUGOMXM10M3 in a field asking for an IFSC, MICR, or BSR code. Each serves a different system.

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCO DE CREDITO RURAL DEL GOLFO S.N.C. →

For cheque clearing or NACH mandates, use the MICR code for BANCO DE CREDITO RURAL DEL GOLFO S.N.C. →

For TDS challan deposits, find the BSR code for BANCO DE CREDITO RURAL DEL GOLFO S.N.C. →

How SWIFT Code RUGOMXM10M3 Routes an International Transfer

  1. Initiation: The sender provides SWIFT code RUGOMXM10M3 and account number to their bank.
  2. Validation: The sending bank validates the BIC against the SWIFT registry.
  3. Routing: An MT103 SWIFT message is transmitted through the network to BANCO DE CREDITO RURAL DEL GOLFO S.N.C..
  4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
  5. Credit: BANCO DE CREDITO RURAL DEL GOLFO S.N.C. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RUGOMXM10M3

  • Spaces or lowercase letters — Always enter RUGOMXM10M3 uppercase with no spaces.
  • Using the wrong city — This code is for XALAPA only.
  • Truncating to 8 characters — When 11 characters are required, always use the full code.
  • Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Mexico.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RUGOMXM10M3 directly with BANCO DE CREDITO RURAL DEL GOLFO S.N.C.'s XALAPA branch or via the SWIFT BIC Directory.

SWIFT code data sourced from SWIFT Official Directory and verified against BANCO DE CREDITO RURAL DEL GOLFO S.N.C.'s published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →

Frequently Asked Questions