SWIFT Code TOWAJPJT — TOWA BANK LTD., THE, GUNMA

About SWIFT Code TOWAJPJT — TOWA BANK LTD., THE, GUNMA

SWIFT code TOWAJPJT is the official 8-character head-office BIC (Bank Identifier Code) for TOWA BANK LTD., THE in GUNMA, Japan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by TOWA BANK LTD., THE for all outward international remittances from GUNMA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code TOWAJPJT

The code TOWAJPJT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code TOWAJPJT

Receiving International Wire Transfers

To receive money from abroad at your TOWA BANK LTD., THE account in GUNMA, share SWIFT code TOWAJPJT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at TOWA BANK LTD., THE, GUNMA must provide SWIFT code TOWAJPJT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using TOWA BANK LTD., THE in GUNMA rely on SWIFT code TOWAJPJT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for TOWA BANK LTD., THE →

For cheque clearing or NACH mandates, use the MICR code for TOWA BANK LTD., THE →

For TDS challan deposits, find the BSR code for TOWA BANK LTD., THE →

How SWIFT Code TOWAJPJT Routes an International Transfer

1. Initiation: The sender provides SWIFT code TOWAJPJT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to TOWA BANK LTD., THE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: TOWA BANK LTD., THE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code TOWAJPJT

• Spaces or lowercase letters — Always enter TOWAJPJT uppercase with no spaces.
• Using the wrong city — This code is for GUNMA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Japan.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm TOWAJPJT directly with TOWA BANK LTD., THE's GUNMA branch or via the SWIFT BIC Directory.