SWIFT Code TOCIJPJT — THE TOCHIGI BANK LTD., UTSUNOMIYA

About SWIFT Code TOCIJPJT — THE TOCHIGI BANK LTD., UTSUNOMIYA

SWIFT code TOCIJPJT is the official 8-character head-office BIC (Bank Identifier Code) for THE TOCHIGI BANK LTD. in UTSUNOMIYA, Japan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by THE TOCHIGI BANK LTD. for all outward international remittances from UTSUNOMIYA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code TOCIJPJT

The code TOCIJPJT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code TOCIJPJT

Receiving International Wire Transfers

To receive money from abroad at your THE TOCHIGI BANK LTD. account in UTSUNOMIYA, share SWIFT code TOCIJPJT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at THE TOCHIGI BANK LTD., UTSUNOMIYA must provide SWIFT code TOCIJPJT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using THE TOCHIGI BANK LTD. in UTSUNOMIYA rely on SWIFT code TOCIJPJT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for THE TOCHIGI BANK LTD. →

For cheque clearing or NACH mandates, use the MICR code for THE TOCHIGI BANK LTD. →

For TDS challan deposits, find the BSR code for THE TOCHIGI BANK LTD. →

How SWIFT Code TOCIJPJT Routes an International Transfer

1. Initiation: The sender provides SWIFT code TOCIJPJT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to THE TOCHIGI BANK LTD..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: THE TOCHIGI BANK LTD. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code TOCIJPJT

• Spaces or lowercase letters — Always enter TOCIJPJT uppercase with no spaces.
• Using the wrong city — This code is for UTSUNOMIYA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Japan.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm TOCIJPJT directly with THE TOCHIGI BANK LTD.'s UTSUNOMIYA branch or via the SWIFT BIC Directory.