SWIFT Code HIGOJPJT — THE HIGO BANK LIMITED, KUMAMOTO

About SWIFT Code HIGOJPJT — THE HIGO BANK LIMITED, KUMAMOTO

SWIFT code HIGOJPJT is the official 8-character head-office BIC (Bank Identifier Code) for THE HIGO BANK LIMITED in KUMAMOTO, Japan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by THE HIGO BANK LIMITED for all outward international remittances from KUMAMOTO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HIGOJPJT

The code HIGOJPJT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HIGOJPJT

Receiving International Wire Transfers

To receive money from abroad at your THE HIGO BANK LIMITED account in KUMAMOTO, share SWIFT code HIGOJPJT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at THE HIGO BANK LIMITED, KUMAMOTO must provide SWIFT code HIGOJPJT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using THE HIGO BANK LIMITED in KUMAMOTO rely on SWIFT code HIGOJPJT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for THE HIGO BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for THE HIGO BANK LIMITED →

For TDS challan deposits, find the BSR code for THE HIGO BANK LIMITED →

How SWIFT Code HIGOJPJT Routes an International Transfer

1. Initiation: The sender provides SWIFT code HIGOJPJT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to THE HIGO BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: THE HIGO BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HIGOJPJT

• Spaces or lowercase letters — Always enter HIGOJPJT uppercase with no spaces.
• Using the wrong city — This code is for KUMAMOTO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Japan.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HIGOJPJT directly with THE HIGO BANK LIMITED's KUMAMOTO branch or via the SWIFT BIC Directory.