SWIFT Code STBCJPJT — SUMITOMO MITSUI TRUST BANK,LIMITED, TOKYO

About SWIFT Code STBCJPJT — SUMITOMO MITSUI TRUST BANK,LIMITED, TOKYO

SWIFT code STBCJPJT is the official 8-character head-office BIC (Bank Identifier Code) for SUMITOMO MITSUI TRUST BANK,LIMITED in TOKYO, Japan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SUMITOMO MITSUI TRUST BANK,LIMITED for all outward international remittances from TOKYO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code STBCJPJT

The code STBCJPJT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code STBCJPJT

Receiving International Wire Transfers

To receive money from abroad at your SUMITOMO MITSUI TRUST BANK,LIMITED account in TOKYO, share SWIFT code STBCJPJT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SUMITOMO MITSUI TRUST BANK,LIMITED, TOKYO must provide SWIFT code STBCJPJT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SUMITOMO MITSUI TRUST BANK,LIMITED in TOKYO rely on SWIFT code STBCJPJT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SUMITOMO MITSUI TRUST BANK,LIMITED →

For cheque clearing or NACH mandates, use the MICR code for SUMITOMO MITSUI TRUST BANK,LIMITED →

For TDS challan deposits, find the BSR code for SUMITOMO MITSUI TRUST BANK,LIMITED →

How SWIFT Code STBCJPJT Routes an International Transfer

1. Initiation: The sender provides SWIFT code STBCJPJT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SUMITOMO MITSUI TRUST BANK,LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SUMITOMO MITSUI TRUST BANK,LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code STBCJPJT

• Spaces or lowercase letters — Always enter STBCJPJT uppercase with no spaces.
• Using the wrong city — This code is for TOKYO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Japan.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm STBCJPJT directly with SUMITOMO MITSUI TRUST BANK,LIMITED's TOKYO branch or via the SWIFT BIC Directory.