SWIFT Code SMTCJPJ2 — SMBC TRUST BANK LTD., MINATO-KU

About SWIFT Code SMTCJPJ2 — SMBC TRUST BANK LTD., MINATO-KU

SWIFT code SMTCJPJ2 is the official 8-character head-office BIC (Bank Identifier Code) for SMBC TRUST BANK LTD. in MINATO-KU, Japan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SMBC TRUST BANK LTD. for all outward international remittances from MINATO-KU. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SMTCJPJ2

The code SMTCJPJ2 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SMTCJPJ2

Receiving International Wire Transfers

To receive money from abroad at your SMBC TRUST BANK LTD. account in MINATO-KU, share SWIFT code SMTCJPJ2 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SMBC TRUST BANK LTD., MINATO-KU must provide SWIFT code SMTCJPJ2. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SMBC TRUST BANK LTD. in MINATO-KU rely on SWIFT code SMTCJPJ2 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SMBC TRUST BANK LTD. →

For cheque clearing or NACH mandates, use the MICR code for SMBC TRUST BANK LTD. →

For TDS challan deposits, find the BSR code for SMBC TRUST BANK LTD. →

How SWIFT Code SMTCJPJ2 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SMTCJPJ2 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SMBC TRUST BANK LTD..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SMBC TRUST BANK LTD. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SMTCJPJ2

• Spaces or lowercase letters — Always enter SMTCJPJ2 uppercase with no spaces.
• Using the wrong city — This code is for MINATO-KU only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Japan.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SMTCJPJ2 directly with SMBC TRUST BANK LTD.'s MINATO-KU branch or via the SWIFT BIC Directory.