SWIFT Code SIGAJPJT — SHIGA BANK, LTD., THE, OTSU

About SWIFT Code SIGAJPJT — SHIGA BANK, LTD., THE, OTSU

SWIFT code SIGAJPJT is the official 8-character head-office BIC (Bank Identifier Code) for SHIGA BANK, LTD., THE in OTSU, Japan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SHIGA BANK, LTD., THE for all outward international remittances from OTSU. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SIGAJPJT

The code SIGAJPJT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SIGAJPJT

Receiving International Wire Transfers

To receive money from abroad at your SHIGA BANK, LTD., THE account in OTSU, share SWIFT code SIGAJPJT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SHIGA BANK, LTD., THE, OTSU must provide SWIFT code SIGAJPJT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SHIGA BANK, LTD., THE in OTSU rely on SWIFT code SIGAJPJT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SHIGA BANK, LTD., THE →

For cheque clearing or NACH mandates, use the MICR code for SHIGA BANK, LTD., THE →

For TDS challan deposits, find the BSR code for SHIGA BANK, LTD., THE →

How SWIFT Code SIGAJPJT Routes an International Transfer

1. Initiation: The sender provides SWIFT code SIGAJPJT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SHIGA BANK, LTD., THE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SHIGA BANK, LTD., THE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SIGAJPJT

• Spaces or lowercase letters — Always enter SIGAJPJT uppercase with no spaces.
• Using the wrong city — This code is for OTSU only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Japan.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SIGAJPJT directly with SHIGA BANK, LTD., THE's OTSU branch or via the SWIFT BIC Directory.