SWIFT Code MCHIJPJT — MICHINOKU BANK, LTD., THE, AOMORI

About SWIFT Code MCHIJPJT — MICHINOKU BANK, LTD., THE, AOMORI

SWIFT code MCHIJPJT is the official 8-character head-office BIC (Bank Identifier Code) for MICHINOKU BANK, LTD., THE in AOMORI, Japan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MICHINOKU BANK, LTD., THE for all outward international remittances from AOMORI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MCHIJPJT

The code MCHIJPJT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MCHIJPJT

Receiving International Wire Transfers

To receive money from abroad at your MICHINOKU BANK, LTD., THE account in AOMORI, share SWIFT code MCHIJPJT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MICHINOKU BANK, LTD., THE, AOMORI must provide SWIFT code MCHIJPJT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MICHINOKU BANK, LTD., THE in AOMORI rely on SWIFT code MCHIJPJT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MICHINOKU BANK, LTD., THE →

For cheque clearing or NACH mandates, use the MICR code for MICHINOKU BANK, LTD., THE →

For TDS challan deposits, find the BSR code for MICHINOKU BANK, LTD., THE →

How SWIFT Code MCHIJPJT Routes an International Transfer

1. Initiation: The sender provides SWIFT code MCHIJPJT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MICHINOKU BANK, LTD., THE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MICHINOKU BANK, LTD., THE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MCHIJPJT

• Spaces or lowercase letters — Always enter MCHIJPJT uppercase with no spaces.
• Using the wrong city — This code is for AOMORI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Japan.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MCHIJPJT directly with MICHINOKU BANK, LTD., THE's AOMORI branch or via the SWIFT BIC Directory.