SWIFT Code KUMAJPJZ — KUMAMOTO BANK, LTD., THE, KUMAMOTO

About SWIFT Code KUMAJPJZ — KUMAMOTO BANK, LTD., THE, KUMAMOTO

SWIFT code KUMAJPJZ is the official 8-character head-office BIC (Bank Identifier Code) for KUMAMOTO BANK, LTD., THE in KUMAMOTO, Japan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KUMAMOTO BANK, LTD., THE for all outward international remittances from KUMAMOTO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KUMAJPJZ

The code KUMAJPJZ follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KUMAJPJZ

Receiving International Wire Transfers

To receive money from abroad at your KUMAMOTO BANK, LTD., THE account in KUMAMOTO, share SWIFT code KUMAJPJZ with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KUMAMOTO BANK, LTD., THE, KUMAMOTO must provide SWIFT code KUMAJPJZ. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KUMAMOTO BANK, LTD., THE in KUMAMOTO rely on SWIFT code KUMAJPJZ for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KUMAMOTO BANK, LTD., THE →

For cheque clearing or NACH mandates, use the MICR code for KUMAMOTO BANK, LTD., THE →

For TDS challan deposits, find the BSR code for KUMAMOTO BANK, LTD., THE →

How SWIFT Code KUMAJPJZ Routes an International Transfer

1. Initiation: The sender provides SWIFT code KUMAJPJZ and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KUMAMOTO BANK, LTD., THE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KUMAMOTO BANK, LTD., THE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KUMAJPJZ

• Spaces or lowercase letters — Always enter KUMAJPJZ uppercase with no spaces.
• Using the wrong city — This code is for KUMAMOTO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Japan.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KUMAJPJZ directly with KUMAMOTO BANK, LTD., THE's KUMAMOTO branch or via the SWIFT BIC Directory.