SWIFT Code KIYOJPJT — KIYO BANK, LTD, THE, WAKAYAMA

About SWIFT Code KIYOJPJT — KIYO BANK, LTD, THE, WAKAYAMA

SWIFT code KIYOJPJT is the official 8-character head-office BIC (Bank Identifier Code) for KIYO BANK, LTD, THE in WAKAYAMA, Japan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KIYO BANK, LTD, THE for all outward international remittances from WAKAYAMA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KIYOJPJT

The code KIYOJPJT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KIYOJPJT

Receiving International Wire Transfers

To receive money from abroad at your KIYO BANK, LTD, THE account in WAKAYAMA, share SWIFT code KIYOJPJT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KIYO BANK, LTD, THE, WAKAYAMA must provide SWIFT code KIYOJPJT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KIYO BANK, LTD, THE in WAKAYAMA rely on SWIFT code KIYOJPJT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KIYO BANK, LTD, THE →

For cheque clearing or NACH mandates, use the MICR code for KIYO BANK, LTD, THE →

For TDS challan deposits, find the BSR code for KIYO BANK, LTD, THE →

How SWIFT Code KIYOJPJT Routes an International Transfer

1. Initiation: The sender provides SWIFT code KIYOJPJT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KIYO BANK, LTD, THE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KIYO BANK, LTD, THE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KIYOJPJT

• Spaces or lowercase letters — Always enter KIYOJPJT uppercase with no spaces.
• Using the wrong city — This code is for WAKAYAMA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Japan.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KIYOJPJT directly with KIYO BANK, LTD, THE's WAKAYAMA branch or via the SWIFT BIC Directory.