SWIFT Code SHIAJPJT — KIRAYAKA BANK, LTD., YAMAGATA

About SWIFT Code SHIAJPJT — KIRAYAKA BANK, LTD., YAMAGATA

SWIFT code SHIAJPJT is the official 8-character head-office BIC (Bank Identifier Code) for KIRAYAKA BANK, LTD. in YAMAGATA, Japan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KIRAYAKA BANK, LTD. for all outward international remittances from YAMAGATA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SHIAJPJT

The code SHIAJPJT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SHIAJPJT

Receiving International Wire Transfers

To receive money from abroad at your KIRAYAKA BANK, LTD. account in YAMAGATA, share SWIFT code SHIAJPJT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KIRAYAKA BANK, LTD., YAMAGATA must provide SWIFT code SHIAJPJT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KIRAYAKA BANK, LTD. in YAMAGATA rely on SWIFT code SHIAJPJT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KIRAYAKA BANK, LTD. →

For cheque clearing or NACH mandates, use the MICR code for KIRAYAKA BANK, LTD. →

For TDS challan deposits, find the BSR code for KIRAYAKA BANK, LTD. →

How SWIFT Code SHIAJPJT Routes an International Transfer

1. Initiation: The sender provides SWIFT code SHIAJPJT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KIRAYAKA BANK, LTD..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KIRAYAKA BANK, LTD. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SHIAJPJT

• Spaces or lowercase letters — Always enter SHIAJPJT uppercase with no spaces.
• Using the wrong city — This code is for YAMAGATA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Japan.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SHIAJPJT directly with KIRAYAKA BANK, LTD.'s YAMAGATA branch or via the SWIFT BIC Directory.