SWIFT Code KAGOJPJT — KAGOSHIMA BANK, LTD., THE, KAGOSHIMA
Verified SWIFT/BIC code for KAGOSHIMA BANK, LTD., THE in KAGOSHIMA, Japan. Use this code for international wire transfers.
KAGOSHIMA
KAGOSHIMA BANK, LTD., THE · Japan
SWIFT / BIC Code
KAGOJPJT
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
KAGOSHIMA
City
Country Code
JP
Connection Status
Active
About SWIFT Code KAGOJPJT — KAGOSHIMA BANK, LTD., THE, KAGOSHIMA
SWIFT code KAGOJPJT is the official 8-character head-office BIC (Bank Identifier Code) for KAGOSHIMA BANK, LTD., THE in KAGOSHIMA, Japan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by KAGOSHIMA BANK, LTD., THE for all outward international remittances from KAGOSHIMA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code KAGOJPJT
The code KAGOJPJT follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | KAGO | 4 letters | Identifies KAGOSHIMA BANK, LTD., THE as the institution |
| Country Code | JP | 2 letters | ISO 3166-1 alpha-2 code for Japan |
| Location Code | JT | 2 chars | City/region identifier within Japan |
When to Use SWIFT Code KAGOJPJT
Receiving International Wire Transfers
To receive money from abroad at your KAGOSHIMA BANK, LTD., THE account in KAGOSHIMA, share SWIFT code KAGOJPJT with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at KAGOSHIMA BANK, LTD., THE, KAGOSHIMA must provide SWIFT code KAGOJPJT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using KAGOSHIMA BANK, LTD., THE in KAGOSHIMA rely on SWIFT code KAGOJPJT for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT KAGOJPJT | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KAGOSHIMA BANK, LTD., THE →
For cheque clearing or NACH mandates, use the MICR code for KAGOSHIMA BANK, LTD., THE →
For TDS challan deposits, find the BSR code for KAGOSHIMA BANK, LTD., THE →
How SWIFT Code KAGOJPJT Routes an International Transfer
- Initiation: The sender provides SWIFT code KAGOJPJT and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to KAGOSHIMA BANK, LTD., THE.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: KAGOSHIMA BANK, LTD., THE receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code KAGOJPJT
- Spaces or lowercase letters — Always enter
KAGOJPJTuppercase with no spaces. - Using the wrong city — This code is for KAGOSHIMA only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Japan.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KAGOJPJT directly with KAGOSHIMA BANK, LTD., THE's KAGOSHIMA branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against KAGOSHIMA BANK, LTD., THE's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
