SWIFT Code NCBTJPJT — AOZORA BANK, LTD, TOKYO

About SWIFT Code NCBTJPJT — AOZORA BANK, LTD, TOKYO

SWIFT code NCBTJPJT is the official 8-character head-office BIC (Bank Identifier Code) for AOZORA BANK, LTD in TOKYO, Japan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by AOZORA BANK, LTD for all outward international remittances from TOKYO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code NCBTJPJT

The code NCBTJPJT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code NCBTJPJT

Receiving International Wire Transfers

To receive money from abroad at your AOZORA BANK, LTD account in TOKYO, share SWIFT code NCBTJPJT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at AOZORA BANK, LTD, TOKYO must provide SWIFT code NCBTJPJT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using AOZORA BANK, LTD in TOKYO rely on SWIFT code NCBTJPJT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for AOZORA BANK, LTD →

For cheque clearing or NACH mandates, use the MICR code for AOZORA BANK, LTD →

For TDS challan deposits, find the BSR code for AOZORA BANK, LTD →

How SWIFT Code NCBTJPJT Routes an International Transfer

1. Initiation: The sender provides SWIFT code NCBTJPJT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to AOZORA BANK, LTD.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: AOZORA BANK, LTD receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code NCBTJPJT

• Spaces or lowercase letters — Always enter NCBTJPJT uppercase with no spaces.
• Using the wrong city — This code is for TOKYO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Japan.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm NCBTJPJT directly with AOZORA BANK, LTD's TOKYO branch or via the SWIFT BIC Directory.