SWIFT Code BAECIT21224 — UNIPOL BANCA SPA, UDINE
Verified SWIFT/BIC code for UNIPOL BANCA SPA in UDINE, Italy. Use this code for international wire transfers.
UDINE
UNIPOL BANCA SPA · Italy
SWIFT / BIC Code
BAECIT21224
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
(UDINE 224 BRANCH)
City
Country Code
IT
Connection Status
Active
About SWIFT Code BAECIT21224 — UNIPOL BANCA SPA, UDINE
SWIFT code BAECIT21224 is the official 11-character branch-specific BIC (Bank Identifier Code) for UNIPOL BANCA SPA in UDINE, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by UNIPOL BANCA SPA for all outward international remittances from UDINE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code BAECIT21224
The code BAECIT21224 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | BAEC | 4 letters | Identifies UNIPOL BANCA SPA as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | 21 | 2 chars | City/region identifier within Italy |
| Branch Code | 224 | 3 chars | Identifies the specific UDINE branch |
When to Use SWIFT Code BAECIT21224
Receiving International Wire Transfers
To receive money from abroad at your UNIPOL BANCA SPA account in UDINE, share SWIFT code BAECIT21224 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at UNIPOL BANCA SPA, UDINE must provide SWIFT code BAECIT21224. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using UNIPOL BANCA SPA in UDINE rely on SWIFT code BAECIT21224 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT BAECIT21224 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNIPOL BANCA SPA →
For cheque clearing or NACH mandates, use the MICR code for UNIPOL BANCA SPA →
For TDS challan deposits, find the BSR code for UNIPOL BANCA SPA →
How SWIFT Code BAECIT21224 Routes an International Transfer
- Initiation: The sender provides SWIFT code BAECIT21224 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to UNIPOL BANCA SPA.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: UNIPOL BANCA SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code BAECIT21224
- Spaces or lowercase letters — Always enter
BAECIT21224uppercase with no spaces. - Using the wrong city — This code is for UDINE only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BAECIT21224 directly with UNIPOL BANCA SPA's UDINE branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against UNIPOL BANCA SPA's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
