SWIFT Code BAECIT21333 — UNIPOL BANCA SPA, OSIMO
Verified SWIFT/BIC code for UNIPOL BANCA SPA in OSIMO, Italy. Use this code for international wire transfers.
OSIMO
UNIPOL BANCA SPA · Italy
SWIFT / BIC Code
BAECIT21333
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
(OSIMO 333 BRANCH)
City
Country Code
IT
Connection Status
Active
About SWIFT Code BAECIT21333 — UNIPOL BANCA SPA, OSIMO
SWIFT code BAECIT21333 is the official 11-character branch-specific BIC (Bank Identifier Code) for UNIPOL BANCA SPA in OSIMO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by UNIPOL BANCA SPA for all outward international remittances from OSIMO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code BAECIT21333
The code BAECIT21333 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | BAEC | 4 letters | Identifies UNIPOL BANCA SPA as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | 21 | 2 chars | City/region identifier within Italy |
| Branch Code | 333 | 3 chars | Identifies the specific OSIMO branch |
When to Use SWIFT Code BAECIT21333
Receiving International Wire Transfers
To receive money from abroad at your UNIPOL BANCA SPA account in OSIMO, share SWIFT code BAECIT21333 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at UNIPOL BANCA SPA, OSIMO must provide SWIFT code BAECIT21333. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using UNIPOL BANCA SPA in OSIMO rely on SWIFT code BAECIT21333 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT BAECIT21333 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNIPOL BANCA SPA →
For cheque clearing or NACH mandates, use the MICR code for UNIPOL BANCA SPA →
For TDS challan deposits, find the BSR code for UNIPOL BANCA SPA →
How SWIFT Code BAECIT21333 Routes an International Transfer
- Initiation: The sender provides SWIFT code BAECIT21333 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to UNIPOL BANCA SPA.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: UNIPOL BANCA SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code BAECIT21333
- Spaces or lowercase letters — Always enter
BAECIT21333uppercase with no spaces. - Using the wrong city — This code is for OSIMO only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BAECIT21333 directly with UNIPOL BANCA SPA's OSIMO branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against UNIPOL BANCA SPA's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
