SWIFT Code BAECIT21243 — UNIPOL BANCA SPA, DESENZANO DEL GARDA

About SWIFT Code BAECIT21243 — UNIPOL BANCA SPA, DESENZANO DEL GARDA

SWIFT code BAECIT21243 is the official 11-character branch-specific BIC (Bank Identifier Code) for UNIPOL BANCA SPA in DESENZANO DEL GARDA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UNIPOL BANCA SPA for all outward international remittances from DESENZANO DEL GARDA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BAECIT21243

The code BAECIT21243 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BAECIT21243

Receiving International Wire Transfers

To receive money from abroad at your UNIPOL BANCA SPA account in DESENZANO DEL GARDA, share SWIFT code BAECIT21243 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UNIPOL BANCA SPA, DESENZANO DEL GARDA must provide SWIFT code BAECIT21243. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UNIPOL BANCA SPA in DESENZANO DEL GARDA rely on SWIFT code BAECIT21243 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNIPOL BANCA SPA →

For cheque clearing or NACH mandates, use the MICR code for UNIPOL BANCA SPA →

For TDS challan deposits, find the BSR code for UNIPOL BANCA SPA →

How SWIFT Code BAECIT21243 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BAECIT21243 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UNIPOL BANCA SPA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UNIPOL BANCA SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BAECIT21243

• Spaces or lowercase letters — Always enter BAECIT21243 uppercase with no spaces.
• Using the wrong city — This code is for DESENZANO DEL GARDA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BAECIT21243 directly with UNIPOL BANCA SPA's DESENZANO DEL GARDA branch or via the SWIFT BIC Directory.