SWIFT Code TERCIT31128 — TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A., MODENA

About SWIFT Code TERCIT31128 — TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A., MODENA

SWIFT code TERCIT31128 is the official 11-character branch-specific BIC (Bank Identifier Code) for TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. in MODENA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. for all outward international remittances from MODENA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code TERCIT31128

The code TERCIT31128 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code TERCIT31128

Receiving International Wire Transfers

To receive money from abroad at your TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. account in MODENA, share SWIFT code TERCIT31128 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A., MODENA must provide SWIFT code TERCIT31128. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. in MODENA rely on SWIFT code TERCIT31128 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. →

For cheque clearing or NACH mandates, use the MICR code for TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. →

For TDS challan deposits, find the BSR code for TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. →

How SWIFT Code TERCIT31128 Routes an International Transfer

1. Initiation: The sender provides SWIFT code TERCIT31128 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code TERCIT31128

• Spaces or lowercase letters — Always enter TERCIT31128 uppercase with no spaces.
• Using the wrong city — This code is for MODENA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm TERCIT31128 directly with TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A.'s MODENA branch or via the SWIFT BIC Directory.