SWIFT Code TERCIT31008 — TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A., L'AQUILA
Verified SWIFT/BIC code for TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. in L'AQUILA, Italy. Use this code for international wire transfers.
L'AQUILA
TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. · Italy
SWIFT / BIC Code
TERCIT31008
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
L'AQUILA
City
Country Code
IT
Connection Status
Active
- TERCIT31124 (BRANCH 1)
About SWIFT Code TERCIT31008 — TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A., L'AQUILA
SWIFT code TERCIT31008 is the official 11-character branch-specific BIC (Bank Identifier Code) for TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. in L'AQUILA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. for all outward international remittances from L'AQUILA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code TERCIT31008
The code TERCIT31008 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | TERC | 4 letters | Identifies TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | 31 | 2 chars | City/region identifier within Italy |
| Branch Code | 008 | 3 chars | Identifies the specific L'AQUILA branch |
When to Use SWIFT Code TERCIT31008
Receiving International Wire Transfers
To receive money from abroad at your TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. account in L'AQUILA, share SWIFT code TERCIT31008 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A., L'AQUILA must provide SWIFT code TERCIT31008. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. in L'AQUILA rely on SWIFT code TERCIT31008 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT TERCIT31008 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. →
For cheque clearing or NACH mandates, use the MICR code for TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. →
For TDS challan deposits, find the BSR code for TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. →
How SWIFT Code TERCIT31008 Routes an International Transfer
- Initiation: The sender provides SWIFT code TERCIT31008 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A..
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code TERCIT31008
- Spaces or lowercase letters — Always enter
TERCIT31008uppercase with no spaces. - Using the wrong city — This code is for L'AQUILA only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm TERCIT31008 directly with TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A.'s L'AQUILA branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against TERCAS-CASSA DI RISPARMIO DELLA PROVINCIA DI TERAMO S.P.A.'s published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
