SWIFT Code SCEOIT21 — SPOLETO CREDITO E SERVIZI SOC.COOP., SPOLETO

About SWIFT Code SCEOIT21 — SPOLETO CREDITO E SERVIZI SOC.COOP., SPOLETO

SWIFT code SCEOIT21 is the official 8-character head-office BIC (Bank Identifier Code) for SPOLETO CREDITO E SERVIZI SOC.COOP. in SPOLETO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SPOLETO CREDITO E SERVIZI SOC.COOP. for all outward international remittances from SPOLETO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SCEOIT21

The code SCEOIT21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SCEOIT21

Receiving International Wire Transfers

To receive money from abroad at your SPOLETO CREDITO E SERVIZI SOC.COOP. account in SPOLETO, share SWIFT code SCEOIT21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SPOLETO CREDITO E SERVIZI SOC.COOP., SPOLETO must provide SWIFT code SCEOIT21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SPOLETO CREDITO E SERVIZI SOC.COOP. in SPOLETO rely on SWIFT code SCEOIT21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SPOLETO CREDITO E SERVIZI SOC.COOP. →

For cheque clearing or NACH mandates, use the MICR code for SPOLETO CREDITO E SERVIZI SOC.COOP. →

For TDS challan deposits, find the BSR code for SPOLETO CREDITO E SERVIZI SOC.COOP. →

How SWIFT Code SCEOIT21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SCEOIT21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SPOLETO CREDITO E SERVIZI SOC.COOP..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SPOLETO CREDITO E SERVIZI SOC.COOP. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SCEOIT21

• Spaces or lowercase letters — Always enter SCEOIT21 uppercase with no spaces.
• Using the wrong city — This code is for SPOLETO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SCEOIT21 directly with SPOLETO CREDITO E SERVIZI SOC.COOP.'s SPOLETO branch or via the SWIFT BIC Directory.