SWIFT Code AIIAIT21 — SAIA SPA, VERBANIA
Verified SWIFT/BIC code for SAIA SPA in VERBANIA, Italy. Use this code for international wire transfers.
VERBANIA
SAIA SPA · Italy
SWIFT / BIC Code
AIIAIT21
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
VERBANIA
City
Country Code
IT
Connection Status
Active
About SWIFT Code AIIAIT21 — SAIA SPA, VERBANIA
SWIFT code AIIAIT21 is the official 8-character head-office BIC (Bank Identifier Code) for SAIA SPA in VERBANIA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by SAIA SPA for all outward international remittances from VERBANIA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code AIIAIT21
The code AIIAIT21 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | AIIA | 4 letters | Identifies SAIA SPA as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | 21 | 2 chars | City/region identifier within Italy |
When to Use SWIFT Code AIIAIT21
Receiving International Wire Transfers
To receive money from abroad at your SAIA SPA account in VERBANIA, share SWIFT code AIIAIT21 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at SAIA SPA, VERBANIA must provide SWIFT code AIIAIT21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using SAIA SPA in VERBANIA rely on SWIFT code AIIAIT21 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT AIIAIT21 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SAIA SPA →
For cheque clearing or NACH mandates, use the MICR code for SAIA SPA →
For TDS challan deposits, find the BSR code for SAIA SPA →
How SWIFT Code AIIAIT21 Routes an International Transfer
- Initiation: The sender provides SWIFT code AIIAIT21 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to SAIA SPA.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: SAIA SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code AIIAIT21
- Spaces or lowercase letters — Always enter
AIIAIT21uppercase with no spaces. - Using the wrong city — This code is for VERBANIA only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm AIIAIT21 directly with SAIA SPA's VERBANIA branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against SAIA SPA's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
