SWIFT Code PCOEIT31 — PROVINCIA DI COSENZA, COSENZA

About SWIFT Code PCOEIT31 — PROVINCIA DI COSENZA, COSENZA

SWIFT code PCOEIT31 is the official 8-character head-office BIC (Bank Identifier Code) for PROVINCIA DI COSENZA in COSENZA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PROVINCIA DI COSENZA for all outward international remittances from COSENZA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PCOEIT31

The code PCOEIT31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PCOEIT31

Receiving International Wire Transfers

To receive money from abroad at your PROVINCIA DI COSENZA account in COSENZA, share SWIFT code PCOEIT31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PROVINCIA DI COSENZA, COSENZA must provide SWIFT code PCOEIT31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PROVINCIA DI COSENZA in COSENZA rely on SWIFT code PCOEIT31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PROVINCIA DI COSENZA →

For cheque clearing or NACH mandates, use the MICR code for PROVINCIA DI COSENZA →

For TDS challan deposits, find the BSR code for PROVINCIA DI COSENZA →

How SWIFT Code PCOEIT31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code PCOEIT31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PROVINCIA DI COSENZA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PROVINCIA DI COSENZA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PCOEIT31

• Spaces or lowercase letters — Always enter PCOEIT31 uppercase with no spaces.
• Using the wrong city — This code is for COSENZA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PCOEIT31 directly with PROVINCIA DI COSENZA's COSENZA branch or via the SWIFT BIC Directory.