SWIFT Code BCITITMMI46 — INTESA SANPAOLO SPA, VALENZA

About SWIFT Code BCITITMMI46 — INTESA SANPAOLO SPA, VALENZA

SWIFT code BCITITMMI46 is the official 11-character branch-specific BIC (Bank Identifier Code) for INTESA SANPAOLO SPA in VALENZA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by INTESA SANPAOLO SPA for all outward international remittances from VALENZA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCITITMMI46

The code BCITITMMI46 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCITITMMI46

Receiving International Wire Transfers

To receive money from abroad at your INTESA SANPAOLO SPA account in VALENZA, share SWIFT code BCITITMMI46 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at INTESA SANPAOLO SPA, VALENZA must provide SWIFT code BCITITMMI46. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using INTESA SANPAOLO SPA in VALENZA rely on SWIFT code BCITITMMI46 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for INTESA SANPAOLO SPA →

For cheque clearing or NACH mandates, use the MICR code for INTESA SANPAOLO SPA →

For TDS challan deposits, find the BSR code for INTESA SANPAOLO SPA →

How SWIFT Code BCITITMMI46 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCITITMMI46 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to INTESA SANPAOLO SPA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: INTESA SANPAOLO SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCITITMMI46

• Spaces or lowercase letters — Always enter BCITITMMI46 uppercase with no spaces.
• Using the wrong city — This code is for VALENZA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCITITMMI46 directly with INTESA SANPAOLO SPA's VALENZA branch or via the SWIFT BIC Directory.