SWIFT Code BCITITMM438 — INTESA SANPAOLO SPA, UDINE

About SWIFT Code BCITITMM438 — INTESA SANPAOLO SPA, UDINE

SWIFT code BCITITMM438 is the official 11-character branch-specific BIC (Bank Identifier Code) for INTESA SANPAOLO SPA in UDINE, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by INTESA SANPAOLO SPA for all outward international remittances from UDINE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCITITMM438

The code BCITITMM438 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCITITMM438

Receiving International Wire Transfers

To receive money from abroad at your INTESA SANPAOLO SPA account in UDINE, share SWIFT code BCITITMM438 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at INTESA SANPAOLO SPA, UDINE must provide SWIFT code BCITITMM438. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using INTESA SANPAOLO SPA in UDINE rely on SWIFT code BCITITMM438 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for INTESA SANPAOLO SPA →

For cheque clearing or NACH mandates, use the MICR code for INTESA SANPAOLO SPA →

For TDS challan deposits, find the BSR code for INTESA SANPAOLO SPA →

How SWIFT Code BCITITMM438 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCITITMM438 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to INTESA SANPAOLO SPA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: INTESA SANPAOLO SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCITITMM438

• Spaces or lowercase letters — Always enter BCITITMM438 uppercase with no spaces.
• Using the wrong city — This code is for UDINE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCITITMM438 directly with INTESA SANPAOLO SPA's UDINE branch or via the SWIFT BIC Directory.