SWIFT Code BCITITMM439 — INTESA SANPAOLO SPA, TERAMO

About SWIFT Code BCITITMM439 — INTESA SANPAOLO SPA, TERAMO

SWIFT code BCITITMM439 is the official 11-character branch-specific BIC (Bank Identifier Code) for INTESA SANPAOLO SPA in TERAMO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by INTESA SANPAOLO SPA for all outward international remittances from TERAMO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCITITMM439

The code BCITITMM439 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCITITMM439

Receiving International Wire Transfers

To receive money from abroad at your INTESA SANPAOLO SPA account in TERAMO, share SWIFT code BCITITMM439 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at INTESA SANPAOLO SPA, TERAMO must provide SWIFT code BCITITMM439. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using INTESA SANPAOLO SPA in TERAMO rely on SWIFT code BCITITMM439 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for INTESA SANPAOLO SPA →

For cheque clearing or NACH mandates, use the MICR code for INTESA SANPAOLO SPA →

For TDS challan deposits, find the BSR code for INTESA SANPAOLO SPA →

How SWIFT Code BCITITMM439 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCITITMM439 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to INTESA SANPAOLO SPA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: INTESA SANPAOLO SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCITITMM439

• Spaces or lowercase letters — Always enter BCITITMM439 uppercase with no spaces.
• Using the wrong city — This code is for TERAMO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCITITMM439 directly with INTESA SANPAOLO SPA's TERAMO branch or via the SWIFT BIC Directory.