SWIFT Code BCITITMM344 — INTESA SANPAOLO SPA, RHO
Verified SWIFT/BIC code for INTESA SANPAOLO SPA in RHO, Italy. Use this code for international wire transfers.
RHO
INTESA SANPAOLO SPA · Italy
SWIFT / BIC Code
BCITITMM344
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
(RHO)
City
Country Code
IT
Connection Status
Active
About SWIFT Code BCITITMM344 — INTESA SANPAOLO SPA, RHO
SWIFT code BCITITMM344 is the official 11-character branch-specific BIC (Bank Identifier Code) for INTESA SANPAOLO SPA in RHO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by INTESA SANPAOLO SPA for all outward international remittances from RHO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code BCITITMM344
The code BCITITMM344 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | BCIT | 4 letters | Identifies INTESA SANPAOLO SPA as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | MM | 2 chars | City/region identifier within Italy |
| Branch Code | 344 | 3 chars | Identifies the specific RHO branch |
When to Use SWIFT Code BCITITMM344
Receiving International Wire Transfers
To receive money from abroad at your INTESA SANPAOLO SPA account in RHO, share SWIFT code BCITITMM344 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at INTESA SANPAOLO SPA, RHO must provide SWIFT code BCITITMM344. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using INTESA SANPAOLO SPA in RHO rely on SWIFT code BCITITMM344 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT BCITITMM344 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for INTESA SANPAOLO SPA →
For cheque clearing or NACH mandates, use the MICR code for INTESA SANPAOLO SPA →
For TDS challan deposits, find the BSR code for INTESA SANPAOLO SPA →
How SWIFT Code BCITITMM344 Routes an International Transfer
- Initiation: The sender provides SWIFT code BCITITMM344 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to INTESA SANPAOLO SPA.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: INTESA SANPAOLO SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code BCITITMM344
- Spaces or lowercase letters — Always enter
BCITITMM344uppercase with no spaces. - Using the wrong city — This code is for RHO only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCITITMM344 directly with INTESA SANPAOLO SPA's RHO branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against INTESA SANPAOLO SPA's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
