SWIFT Code HAABIT2U031 — HYPO ALPE-ADRIA BANK S.P.A., BERGAMO

About SWIFT Code HAABIT2U031 — HYPO ALPE-ADRIA BANK S.P.A., BERGAMO

SWIFT code HAABIT2U031 is the official 11-character branch-specific BIC (Bank Identifier Code) for HYPO ALPE-ADRIA BANK S.P.A. in BERGAMO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HYPO ALPE-ADRIA BANK S.P.A. for all outward international remittances from BERGAMO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HAABIT2U031

The code HAABIT2U031 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HAABIT2U031

Receiving International Wire Transfers

To receive money from abroad at your HYPO ALPE-ADRIA BANK S.P.A. account in BERGAMO, share SWIFT code HAABIT2U031 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HYPO ALPE-ADRIA BANK S.P.A., BERGAMO must provide SWIFT code HAABIT2U031. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HYPO ALPE-ADRIA BANK S.P.A. in BERGAMO rely on SWIFT code HAABIT2U031 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HYPO ALPE-ADRIA BANK S.P.A. →

For cheque clearing or NACH mandates, use the MICR code for HYPO ALPE-ADRIA BANK S.P.A. →

For TDS challan deposits, find the BSR code for HYPO ALPE-ADRIA BANK S.P.A. →

How SWIFT Code HAABIT2U031 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HAABIT2U031 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HYPO ALPE-ADRIA BANK S.P.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HYPO ALPE-ADRIA BANK S.P.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HAABIT2U031

• Spaces or lowercase letters — Always enter HAABIT2U031 uppercase with no spaces.
• Using the wrong city — This code is for BERGAMO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HAABIT2U031 directly with HYPO ALPE-ADRIA BANK S.P.A.'s BERGAMO branch or via the SWIFT BIC Directory.