SWIFT Code GEARIT21 — GEFRAN SPA, PROVAGLIO D'ISEO
Verified SWIFT/BIC code for GEFRAN SPA in PROVAGLIO D'ISEO, Italy. Use this code for international wire transfers.
PROVAGLIO D'ISEO
GEFRAN SPA · Italy
SWIFT / BIC Code
GEARIT21
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
PROVAGLIO D'ISEO
City
Country Code
IT
Connection Status
Active
About SWIFT Code GEARIT21 — GEFRAN SPA, PROVAGLIO D'ISEO
SWIFT code GEARIT21 is the official 8-character head-office BIC (Bank Identifier Code) for GEFRAN SPA in PROVAGLIO D'ISEO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by GEFRAN SPA for all outward international remittances from PROVAGLIO D'ISEO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code GEARIT21
The code GEARIT21 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | GEAR | 4 letters | Identifies GEFRAN SPA as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | 21 | 2 chars | City/region identifier within Italy |
When to Use SWIFT Code GEARIT21
Receiving International Wire Transfers
To receive money from abroad at your GEFRAN SPA account in PROVAGLIO D'ISEO, share SWIFT code GEARIT21 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at GEFRAN SPA, PROVAGLIO D'ISEO must provide SWIFT code GEARIT21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using GEFRAN SPA in PROVAGLIO D'ISEO rely on SWIFT code GEARIT21 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT GEARIT21 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for GEFRAN SPA →
For cheque clearing or NACH mandates, use the MICR code for GEFRAN SPA →
For TDS challan deposits, find the BSR code for GEFRAN SPA →
How SWIFT Code GEARIT21 Routes an International Transfer
- Initiation: The sender provides SWIFT code GEARIT21 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to GEFRAN SPA.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: GEFRAN SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code GEARIT21
- Spaces or lowercase letters — Always enter
GEARIT21uppercase with no spaces. - Using the wrong city — This code is for PROVAGLIO D'ISEO only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GEARIT21 directly with GEFRAN SPA's PROVAGLIO D'ISEO branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against GEFRAN SPA's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
