SWIFT Code FCAAIT2T — FCA BANK S.P.A., TORINO

About SWIFT Code FCAAIT2T — FCA BANK S.P.A., TORINO

SWIFT code FCAAIT2T is the official 8-character head-office BIC (Bank Identifier Code) for FCA BANK S.P.A. in TORINO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FCA BANK S.P.A. for all outward international remittances from TORINO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FCAAIT2T

The code FCAAIT2T follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FCAAIT2T

Receiving International Wire Transfers

To receive money from abroad at your FCA BANK S.P.A. account in TORINO, share SWIFT code FCAAIT2T with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FCA BANK S.P.A., TORINO must provide SWIFT code FCAAIT2T. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FCA BANK S.P.A. in TORINO rely on SWIFT code FCAAIT2T for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FCA BANK S.P.A. →

For cheque clearing or NACH mandates, use the MICR code for FCA BANK S.P.A. →

For TDS challan deposits, find the BSR code for FCA BANK S.P.A. →

How SWIFT Code FCAAIT2T Routes an International Transfer

1. Initiation: The sender provides SWIFT code FCAAIT2T and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FCA BANK S.P.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FCA BANK S.P.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FCAAIT2T

• Spaces or lowercase letters — Always enter FCAAIT2T uppercase with no spaces.
• Using the wrong city — This code is for TORINO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FCAAIT2T directly with FCA BANK S.P.A.'s TORINO branch or via the SWIFT BIC Directory.