SWIFT Code EMGRIT31 — EMU GROUP SPA, MARSCIANO
Verified SWIFT/BIC code for EMU GROUP SPA in MARSCIANO, Italy. Use this code for international wire transfers.
MARSCIANO
EMU GROUP SPA · Italy
SWIFT / BIC Code
EMGRIT31
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
MARSCIANO
City
Country Code
IT
Connection Status
Active
About SWIFT Code EMGRIT31 — EMU GROUP SPA, MARSCIANO
SWIFT code EMGRIT31 is the official 8-character head-office BIC (Bank Identifier Code) for EMU GROUP SPA in MARSCIANO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by EMU GROUP SPA for all outward international remittances from MARSCIANO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code EMGRIT31
The code EMGRIT31 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | EMGR | 4 letters | Identifies EMU GROUP SPA as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | 31 | 2 chars | City/region identifier within Italy |
When to Use SWIFT Code EMGRIT31
Receiving International Wire Transfers
To receive money from abroad at your EMU GROUP SPA account in MARSCIANO, share SWIFT code EMGRIT31 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at EMU GROUP SPA, MARSCIANO must provide SWIFT code EMGRIT31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using EMU GROUP SPA in MARSCIANO rely on SWIFT code EMGRIT31 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT EMGRIT31 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for EMU GROUP SPA →
For cheque clearing or NACH mandates, use the MICR code for EMU GROUP SPA →
For TDS challan deposits, find the BSR code for EMU GROUP SPA →
How SWIFT Code EMGRIT31 Routes an International Transfer
- Initiation: The sender provides SWIFT code EMGRIT31 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to EMU GROUP SPA.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: EMU GROUP SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code EMGRIT31
- Spaces or lowercase letters — Always enter
EMGRIT31uppercase with no spaces. - Using the wrong city — This code is for MARSCIANO only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm EMGRIT31 directly with EMU GROUP SPA's MARSCIANO branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against EMU GROUP SPA's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
