SWIFT Code BPCVIT21002 — CREDITO VALTELLINESE, MORBEGNO

About SWIFT Code BPCVIT21002 — CREDITO VALTELLINESE, MORBEGNO

SWIFT code BPCVIT21002 is the official 11-character branch-specific BIC (Bank Identifier Code) for CREDITO VALTELLINESE in MORBEGNO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CREDITO VALTELLINESE for all outward international remittances from MORBEGNO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BPCVIT21002

The code BPCVIT21002 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BPCVIT21002

Receiving International Wire Transfers

To receive money from abroad at your CREDITO VALTELLINESE account in MORBEGNO, share SWIFT code BPCVIT21002 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CREDITO VALTELLINESE, MORBEGNO must provide SWIFT code BPCVIT21002. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CREDITO VALTELLINESE in MORBEGNO rely on SWIFT code BPCVIT21002 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CREDITO VALTELLINESE →

For cheque clearing or NACH mandates, use the MICR code for CREDITO VALTELLINESE →

For TDS challan deposits, find the BSR code for CREDITO VALTELLINESE →

How SWIFT Code BPCVIT21002 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BPCVIT21002 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CREDITO VALTELLINESE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CREDITO VALTELLINESE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BPCVIT21002

• Spaces or lowercase letters — Always enter BPCVIT21002 uppercase with no spaces.
• Using the wrong city — This code is for MORBEGNO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BPCVIT21002 directly with CREDITO VALTELLINESE's MORBEGNO branch or via the SWIFT BIC Directory.