SWIFT Code BPCVIT21023 — CREDITO VALTELLINESE, LECCO
Verified SWIFT/BIC code for CREDITO VALTELLINESE in LECCO, Italy. Use this code for international wire transfers.
LECCO
CREDITO VALTELLINESE · Italy
SWIFT / BIC Code
BPCVIT21023
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
(LECCO SEDE)
City
Country Code
IT
Connection Status
Active
- BPCVIT21058 (LECCO AGENZIA 1)
- BPCVIT21070 (LECCO AGENZIA 2)
About SWIFT Code BPCVIT21023 — CREDITO VALTELLINESE, LECCO
SWIFT code BPCVIT21023 is the official 11-character branch-specific BIC (Bank Identifier Code) for CREDITO VALTELLINESE in LECCO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by CREDITO VALTELLINESE for all outward international remittances from LECCO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code BPCVIT21023
The code BPCVIT21023 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | BPCV | 4 letters | Identifies CREDITO VALTELLINESE as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | 21 | 2 chars | City/region identifier within Italy |
| Branch Code | 023 | 3 chars | Identifies the specific LECCO branch |
When to Use SWIFT Code BPCVIT21023
Receiving International Wire Transfers
To receive money from abroad at your CREDITO VALTELLINESE account in LECCO, share SWIFT code BPCVIT21023 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at CREDITO VALTELLINESE, LECCO must provide SWIFT code BPCVIT21023. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using CREDITO VALTELLINESE in LECCO rely on SWIFT code BPCVIT21023 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT BPCVIT21023 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CREDITO VALTELLINESE →
For cheque clearing or NACH mandates, use the MICR code for CREDITO VALTELLINESE →
For TDS challan deposits, find the BSR code for CREDITO VALTELLINESE →
How SWIFT Code BPCVIT21023 Routes an International Transfer
- Initiation: The sender provides SWIFT code BPCVIT21023 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to CREDITO VALTELLINESE.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: CREDITO VALTELLINESE receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code BPCVIT21023
- Spaces or lowercase letters — Always enter
BPCVIT21023uppercase with no spaces. - Using the wrong city — This code is for LECCO only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BPCVIT21023 directly with CREDITO VALTELLINESE's LECCO branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against CREDITO VALTELLINESE's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
