SWIFT Code BACRIT21651 — CREDITO EMILIANO S.P.A., CORIGLIANO CALABRO
Verified SWIFT/BIC code for CREDITO EMILIANO S.P.A. in CORIGLIANO CALABRO, Italy. Use this code for international wire transfers.
CORIGLIANO CALABRO
CREDITO EMILIANO S.P.A. · Italy
SWIFT / BIC Code
BACRIT21651
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
(CORIGLIANO CALABRO)
City
Country Code
IT
Connection Status
Active
About SWIFT Code BACRIT21651 — CREDITO EMILIANO S.P.A., CORIGLIANO CALABRO
SWIFT code BACRIT21651 is the official 11-character branch-specific BIC (Bank Identifier Code) for CREDITO EMILIANO S.P.A. in CORIGLIANO CALABRO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by CREDITO EMILIANO S.P.A. for all outward international remittances from CORIGLIANO CALABRO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code BACRIT21651
The code BACRIT21651 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | BACR | 4 letters | Identifies CREDITO EMILIANO S.P.A. as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | 21 | 2 chars | City/region identifier within Italy |
| Branch Code | 651 | 3 chars | Identifies the specific CORIGLIANO CALABRO branch |
When to Use SWIFT Code BACRIT21651
Receiving International Wire Transfers
To receive money from abroad at your CREDITO EMILIANO S.P.A. account in CORIGLIANO CALABRO, share SWIFT code BACRIT21651 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at CREDITO EMILIANO S.P.A., CORIGLIANO CALABRO must provide SWIFT code BACRIT21651. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using CREDITO EMILIANO S.P.A. in CORIGLIANO CALABRO rely on SWIFT code BACRIT21651 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT BACRIT21651 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CREDITO EMILIANO S.P.A. →
For cheque clearing or NACH mandates, use the MICR code for CREDITO EMILIANO S.P.A. →
For TDS challan deposits, find the BSR code for CREDITO EMILIANO S.P.A. →
How SWIFT Code BACRIT21651 Routes an International Transfer
- Initiation: The sender provides SWIFT code BACRIT21651 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to CREDITO EMILIANO S.P.A..
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: CREDITO EMILIANO S.P.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code BACRIT21651
- Spaces or lowercase letters — Always enter
BACRIT21651uppercase with no spaces. - Using the wrong city — This code is for CORIGLIANO CALABRO only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BACRIT21651 directly with CREDITO EMILIANO S.P.A.'s CORIGLIANO CALABRO branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against CREDITO EMILIANO S.P.A.'s published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
