SWIFT Code CSPHIT21 — COSMO PHARMACEUTICALS SPA, LAINATE

About SWIFT Code CSPHIT21 — COSMO PHARMACEUTICALS SPA, LAINATE

SWIFT code CSPHIT21 is the official 8-character head-office BIC (Bank Identifier Code) for COSMO PHARMACEUTICALS SPA in LAINATE, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by COSMO PHARMACEUTICALS SPA for all outward international remittances from LAINATE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CSPHIT21

The code CSPHIT21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CSPHIT21

Receiving International Wire Transfers

To receive money from abroad at your COSMO PHARMACEUTICALS SPA account in LAINATE, share SWIFT code CSPHIT21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at COSMO PHARMACEUTICALS SPA, LAINATE must provide SWIFT code CSPHIT21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using COSMO PHARMACEUTICALS SPA in LAINATE rely on SWIFT code CSPHIT21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for COSMO PHARMACEUTICALS SPA →

For cheque clearing or NACH mandates, use the MICR code for COSMO PHARMACEUTICALS SPA →

For TDS challan deposits, find the BSR code for COSMO PHARMACEUTICALS SPA →

How SWIFT Code CSPHIT21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CSPHIT21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to COSMO PHARMACEUTICALS SPA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: COSMO PHARMACEUTICALS SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CSPHIT21

• Spaces or lowercase letters — Always enter CSPHIT21 uppercase with no spaces.
• Using the wrong city — This code is for LAINATE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CSPHIT21 directly with COSMO PHARMACEUTICALS SPA's LAINATE branch or via the SWIFT BIC Directory.