SWIFT Code CNTOIT31 — COMUNE DI TROIA, TROIA

About SWIFT Code CNTOIT31 — COMUNE DI TROIA, TROIA

SWIFT code CNTOIT31 is the official 8-character head-office BIC (Bank Identifier Code) for COMUNE DI TROIA in TROIA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by COMUNE DI TROIA for all outward international remittances from TROIA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CNTOIT31

The code CNTOIT31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CNTOIT31

Receiving International Wire Transfers

To receive money from abroad at your COMUNE DI TROIA account in TROIA, share SWIFT code CNTOIT31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at COMUNE DI TROIA, TROIA must provide SWIFT code CNTOIT31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using COMUNE DI TROIA in TROIA rely on SWIFT code CNTOIT31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for COMUNE DI TROIA →

For cheque clearing or NACH mandates, use the MICR code for COMUNE DI TROIA →

For TDS challan deposits, find the BSR code for COMUNE DI TROIA →

How SWIFT Code CNTOIT31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CNTOIT31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to COMUNE DI TROIA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: COMUNE DI TROIA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CNTOIT31

• Spaces or lowercase letters — Always enter CNTOIT31 uppercase with no spaces.
• Using the wrong city — This code is for TROIA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CNTOIT31 directly with COMUNE DI TROIA's TROIA branch or via the SWIFT BIC Directory.