SWIFT Code CMSDIT31 — COMUNE DI SAN FERDINANDO, SAN FERDINANDO

About SWIFT Code CMSDIT31 — COMUNE DI SAN FERDINANDO, SAN FERDINANDO

SWIFT code CMSDIT31 is the official 8-character head-office BIC (Bank Identifier Code) for COMUNE DI SAN FERDINANDO in SAN FERDINANDO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by COMUNE DI SAN FERDINANDO for all outward international remittances from SAN FERDINANDO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CMSDIT31

The code CMSDIT31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CMSDIT31

Receiving International Wire Transfers

To receive money from abroad at your COMUNE DI SAN FERDINANDO account in SAN FERDINANDO, share SWIFT code CMSDIT31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at COMUNE DI SAN FERDINANDO, SAN FERDINANDO must provide SWIFT code CMSDIT31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using COMUNE DI SAN FERDINANDO in SAN FERDINANDO rely on SWIFT code CMSDIT31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for COMUNE DI SAN FERDINANDO →

For cheque clearing or NACH mandates, use the MICR code for COMUNE DI SAN FERDINANDO →

For TDS challan deposits, find the BSR code for COMUNE DI SAN FERDINANDO →

How SWIFT Code CMSDIT31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CMSDIT31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to COMUNE DI SAN FERDINANDO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: COMUNE DI SAN FERDINANDO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CMSDIT31

• Spaces or lowercase letters — Always enter CMSDIT31 uppercase with no spaces.
• Using the wrong city — This code is for SAN FERDINANDO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CMSDIT31 directly with COMUNE DI SAN FERDINANDO's SAN FERDINANDO branch or via the SWIFT BIC Directory.