SWIFT Code CRSPIT3SK45 — CASSE DI RISPARMIO DELL' UMBRIA S.P.A., BERGAMO

About SWIFT Code CRSPIT3SK45 — CASSE DI RISPARMIO DELL' UMBRIA S.P.A., BERGAMO

SWIFT code CRSPIT3SK45 is the official 11-character branch-specific BIC (Bank Identifier Code) for CASSE DI RISPARMIO DELL' UMBRIA S.P.A. in BERGAMO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CASSE DI RISPARMIO DELL' UMBRIA S.P.A. for all outward international remittances from BERGAMO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CRSPIT3SK45

The code CRSPIT3SK45 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CRSPIT3SK45

Receiving International Wire Transfers

To receive money from abroad at your CASSE DI RISPARMIO DELL' UMBRIA S.P.A. account in BERGAMO, share SWIFT code CRSPIT3SK45 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CASSE DI RISPARMIO DELL' UMBRIA S.P.A., BERGAMO must provide SWIFT code CRSPIT3SK45. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CASSE DI RISPARMIO DELL' UMBRIA S.P.A. in BERGAMO rely on SWIFT code CRSPIT3SK45 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CASSE DI RISPARMIO DELL' UMBRIA S.P.A. →

For cheque clearing or NACH mandates, use the MICR code for CASSE DI RISPARMIO DELL' UMBRIA S.P.A. →

For TDS challan deposits, find the BSR code for CASSE DI RISPARMIO DELL' UMBRIA S.P.A. →

How SWIFT Code CRSPIT3SK45 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CRSPIT3SK45 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CASSE DI RISPARMIO DELL' UMBRIA S.P.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CASSE DI RISPARMIO DELL' UMBRIA S.P.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CRSPIT3SK45

• Spaces or lowercase letters — Always enter CRSPIT3SK45 uppercase with no spaces.
• Using the wrong city — This code is for BERGAMO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CRSPIT3SK45 directly with CASSE DI RISPARMIO DELL' UMBRIA S.P.A.'s BERGAMO branch or via the SWIFT BIC Directory.