SWIFT Code CIRLIT21 — CARIFIN ITALIA SPA, FAENZA

About SWIFT Code CIRLIT21 — CARIFIN ITALIA SPA, FAENZA

SWIFT code CIRLIT21 is the official 8-character head-office BIC (Bank Identifier Code) for CARIFIN ITALIA SPA in FAENZA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CARIFIN ITALIA SPA for all outward international remittances from FAENZA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CIRLIT21

The code CIRLIT21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CIRLIT21

Receiving International Wire Transfers

To receive money from abroad at your CARIFIN ITALIA SPA account in FAENZA, share SWIFT code CIRLIT21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CARIFIN ITALIA SPA, FAENZA must provide SWIFT code CIRLIT21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CARIFIN ITALIA SPA in FAENZA rely on SWIFT code CIRLIT21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CARIFIN ITALIA SPA →

For cheque clearing or NACH mandates, use the MICR code for CARIFIN ITALIA SPA →

For TDS challan deposits, find the BSR code for CARIFIN ITALIA SPA →

How SWIFT Code CIRLIT21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CIRLIT21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CARIFIN ITALIA SPA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CARIFIN ITALIA SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CIRLIT21

• Spaces or lowercase letters — Always enter CIRLIT21 uppercase with no spaces.
• Using the wrong city — This code is for FAENZA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CIRLIT21 directly with CARIFIN ITALIA SPA's FAENZA branch or via the SWIFT BIC Directory.