SWIFT Code FANOIT31230 — CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A., SERRUNGARINA

About SWIFT Code FANOIT31230 — CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A., SERRUNGARINA

SWIFT code FANOIT31230 is the official 11-character branch-specific BIC (Bank Identifier Code) for CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A. in SERRUNGARINA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A. for all outward international remittances from SERRUNGARINA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FANOIT31230

The code FANOIT31230 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FANOIT31230

Receiving International Wire Transfers

To receive money from abroad at your CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A. account in SERRUNGARINA, share SWIFT code FANOIT31230 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A., SERRUNGARINA must provide SWIFT code FANOIT31230. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A. in SERRUNGARINA rely on SWIFT code FANOIT31230 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A. →

For cheque clearing or NACH mandates, use the MICR code for CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A. →

For TDS challan deposits, find the BSR code for CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A. →

How SWIFT Code FANOIT31230 Routes an International Transfer

1. Initiation: The sender provides SWIFT code FANOIT31230 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FANOIT31230

• Spaces or lowercase letters — Always enter FANOIT31230 uppercase with no spaces.
• Using the wrong city — This code is for SERRUNGARINA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FANOIT31230 directly with CARIFANO - CASSA DI RISPARMIO DI FANO S.P.A.'s SERRUNGARINA branch or via the SWIFT BIC Directory.