SWIFT Code BAPPIT21863 — BANCO POPOLARE SOC. COOP., CLES

About SWIFT Code BAPPIT21863 — BANCO POPOLARE SOC. COOP., CLES

SWIFT code BAPPIT21863 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCO POPOLARE SOC. COOP. in CLES, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCO POPOLARE SOC. COOP. for all outward international remittances from CLES. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BAPPIT21863

The code BAPPIT21863 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BAPPIT21863

Receiving International Wire Transfers

To receive money from abroad at your BANCO POPOLARE SOC. COOP. account in CLES, share SWIFT code BAPPIT21863 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCO POPOLARE SOC. COOP., CLES must provide SWIFT code BAPPIT21863. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCO POPOLARE SOC. COOP. in CLES rely on SWIFT code BAPPIT21863 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCO POPOLARE SOC. COOP. →

For cheque clearing or NACH mandates, use the MICR code for BANCO POPOLARE SOC. COOP. →

For TDS challan deposits, find the BSR code for BANCO POPOLARE SOC. COOP. →

How SWIFT Code BAPPIT21863 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BAPPIT21863 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCO POPOLARE SOC. COOP..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCO POPOLARE SOC. COOP. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BAPPIT21863

• Spaces or lowercase letters — Always enter BAPPIT21863 uppercase with no spaces.
• Using the wrong city — This code is for CLES only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BAPPIT21863 directly with BANCO POPOLARE SOC. COOP.'s CLES branch or via the SWIFT BIC Directory.