SWIFT Code ICRAITR1HB3 — BANCO EMILIANO CRED.COOP, VILLA MINOZZO

About SWIFT Code ICRAITR1HB3 — BANCO EMILIANO CRED.COOP, VILLA MINOZZO

SWIFT code ICRAITR1HB3 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCO EMILIANO CRED.COOP in VILLA MINOZZO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCO EMILIANO CRED.COOP for all outward international remittances from VILLA MINOZZO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ICRAITR1HB3

The code ICRAITR1HB3 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ICRAITR1HB3

Receiving International Wire Transfers

To receive money from abroad at your BANCO EMILIANO CRED.COOP account in VILLA MINOZZO, share SWIFT code ICRAITR1HB3 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCO EMILIANO CRED.COOP, VILLA MINOZZO must provide SWIFT code ICRAITR1HB3. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCO EMILIANO CRED.COOP in VILLA MINOZZO rely on SWIFT code ICRAITR1HB3 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCO EMILIANO CRED.COOP →

For cheque clearing or NACH mandates, use the MICR code for BANCO EMILIANO CRED.COOP →

For TDS challan deposits, find the BSR code for BANCO EMILIANO CRED.COOP →

How SWIFT Code ICRAITR1HB3 Routes an International Transfer

1. Initiation: The sender provides SWIFT code ICRAITR1HB3 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCO EMILIANO CRED.COOP.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCO EMILIANO CRED.COOP receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ICRAITR1HB3

• Spaces or lowercase letters — Always enter ICRAITR1HB3 uppercase with no spaces.
• Using the wrong city — This code is for VILLA MINOZZO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ICRAITR1HB3 directly with BANCO EMILIANO CRED.COOP's VILLA MINOZZO branch or via the SWIFT BIC Directory.