SWIFT Code SARDIT31 — BANCO DI SARDEGNA SPA, SASSARI
Verified SWIFT/BIC code for BANCO DI SARDEGNA SPA in SASSARI, Italy. Use this code for international wire transfers.
SASSARI
BANCO DI SARDEGNA SPA · Italy
SWIFT / BIC Code
SARDIT31
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
(HEAD OFFICE)
City
Country Code
IT
Connection Status
Active
- SARDIT31400
About SWIFT Code SARDIT31 — BANCO DI SARDEGNA SPA, SASSARI
SWIFT code SARDIT31 is the official 8-character head-office BIC (Bank Identifier Code) for BANCO DI SARDEGNA SPA in SASSARI, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by BANCO DI SARDEGNA SPA for all outward international remittances from SASSARI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code SARDIT31
The code SARDIT31 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | SARD | 4 letters | Identifies BANCO DI SARDEGNA SPA as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | 31 | 2 chars | City/region identifier within Italy |
When to Use SWIFT Code SARDIT31
Receiving International Wire Transfers
To receive money from abroad at your BANCO DI SARDEGNA SPA account in SASSARI, share SWIFT code SARDIT31 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at BANCO DI SARDEGNA SPA, SASSARI must provide SWIFT code SARDIT31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using BANCO DI SARDEGNA SPA in SASSARI rely on SWIFT code SARDIT31 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT SARDIT31 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCO DI SARDEGNA SPA →
For cheque clearing or NACH mandates, use the MICR code for BANCO DI SARDEGNA SPA →
For TDS challan deposits, find the BSR code for BANCO DI SARDEGNA SPA →
How SWIFT Code SARDIT31 Routes an International Transfer
- Initiation: The sender provides SWIFT code SARDIT31 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to BANCO DI SARDEGNA SPA.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: BANCO DI SARDEGNA SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code SARDIT31
- Spaces or lowercase letters — Always enter
SARDIT31uppercase with no spaces. - Using the wrong city — This code is for SASSARI only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SARDIT31 directly with BANCO DI SARDEGNA SPA's SASSARI branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against BANCO DI SARDEGNA SPA's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
