SWIFT Code SARDIT31930 — BANCO DI SARDEGNA SPA, LIVORNO

About SWIFT Code SARDIT31930 — BANCO DI SARDEGNA SPA, LIVORNO

SWIFT code SARDIT31930 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCO DI SARDEGNA SPA in LIVORNO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCO DI SARDEGNA SPA for all outward international remittances from LIVORNO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SARDIT31930

The code SARDIT31930 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SARDIT31930

Receiving International Wire Transfers

To receive money from abroad at your BANCO DI SARDEGNA SPA account in LIVORNO, share SWIFT code SARDIT31930 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCO DI SARDEGNA SPA, LIVORNO must provide SWIFT code SARDIT31930. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCO DI SARDEGNA SPA in LIVORNO rely on SWIFT code SARDIT31930 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCO DI SARDEGNA SPA →

For cheque clearing or NACH mandates, use the MICR code for BANCO DI SARDEGNA SPA →

For TDS challan deposits, find the BSR code for BANCO DI SARDEGNA SPA →

How SWIFT Code SARDIT31930 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SARDIT31930 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCO DI SARDEGNA SPA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCO DI SARDEGNA SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SARDIT31930

• Spaces or lowercase letters — Always enter SARDIT31930 uppercase with no spaces.
• Using the wrong city — This code is for LIVORNO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SARDIT31930 directly with BANCO DI SARDEGNA SPA's LIVORNO branch or via the SWIFT BIC Directory.