SWIFT Code IBSPITNA646 — BANCO DI NAPOLI SPA, PALO DEL COLLE
Verified SWIFT/BIC code for BANCO DI NAPOLI SPA in PALO DEL COLLE, Italy. Use this code for international wire transfers.
PALO DEL COLLE
BANCO DI NAPOLI SPA · Italy
SWIFT / BIC Code
IBSPITNA646
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
(PALO DEL COLLE - VIA ROMA 29)
City
Country Code
IT
Connection Status
Active
About SWIFT Code IBSPITNA646 — BANCO DI NAPOLI SPA, PALO DEL COLLE
SWIFT code IBSPITNA646 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCO DI NAPOLI SPA in PALO DEL COLLE, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by BANCO DI NAPOLI SPA for all outward international remittances from PALO DEL COLLE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code IBSPITNA646
The code IBSPITNA646 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | IBSP | 4 letters | Identifies BANCO DI NAPOLI SPA as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | NA | 2 chars | City/region identifier within Italy |
| Branch Code | 646 | 3 chars | Identifies the specific PALO DEL COLLE branch |
When to Use SWIFT Code IBSPITNA646
Receiving International Wire Transfers
To receive money from abroad at your BANCO DI NAPOLI SPA account in PALO DEL COLLE, share SWIFT code IBSPITNA646 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at BANCO DI NAPOLI SPA, PALO DEL COLLE must provide SWIFT code IBSPITNA646. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using BANCO DI NAPOLI SPA in PALO DEL COLLE rely on SWIFT code IBSPITNA646 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT IBSPITNA646 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCO DI NAPOLI SPA →
For cheque clearing or NACH mandates, use the MICR code for BANCO DI NAPOLI SPA →
For TDS challan deposits, find the BSR code for BANCO DI NAPOLI SPA →
How SWIFT Code IBSPITNA646 Routes an International Transfer
- Initiation: The sender provides SWIFT code IBSPITNA646 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to BANCO DI NAPOLI SPA.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: BANCO DI NAPOLI SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code IBSPITNA646
- Spaces or lowercase letters — Always enter
IBSPITNA646uppercase with no spaces. - Using the wrong city — This code is for PALO DEL COLLE only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm IBSPITNA646 directly with BANCO DI NAPOLI SPA's PALO DEL COLLE branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against BANCO DI NAPOLI SPA's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
