SWIFT Code BCABIT21353 — BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP), MELZO

About SWIFT Code BCABIT21353 — BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP), MELZO

SWIFT code BCABIT21353 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP) in MELZO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP) for all outward international remittances from MELZO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCABIT21353

The code BCABIT21353 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCABIT21353

Receiving International Wire Transfers

To receive money from abroad at your BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP) account in MELZO, share SWIFT code BCABIT21353 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP), MELZO must provide SWIFT code BCABIT21353. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP) in MELZO rely on SWIFT code BCABIT21353 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP) →

For cheque clearing or NACH mandates, use the MICR code for BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP) →

For TDS challan deposits, find the BSR code for BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP) →

How SWIFT Code BCABIT21353 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCABIT21353 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCABIT21353

• Spaces or lowercase letters — Always enter BCABIT21353 uppercase with no spaces.
• Using the wrong city — This code is for MELZO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCABIT21353 directly with BANCO DI BRESCIA S.P.A. (UBI BANCA GROUP)'s MELZO branch or via the SWIFT BIC Directory.