SWIFT Code BRTOITTT003 — BANCA REALE S.P.A., BORGOSESIA

About SWIFT Code BRTOITTT003 — BANCA REALE S.P.A., BORGOSESIA

SWIFT code BRTOITTT003 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCA REALE S.P.A. in BORGOSESIA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCA REALE S.P.A. for all outward international remittances from BORGOSESIA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BRTOITTT003

The code BRTOITTT003 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BRTOITTT003

Receiving International Wire Transfers

To receive money from abroad at your BANCA REALE S.P.A. account in BORGOSESIA, share SWIFT code BRTOITTT003 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCA REALE S.P.A., BORGOSESIA must provide SWIFT code BRTOITTT003. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCA REALE S.P.A. in BORGOSESIA rely on SWIFT code BRTOITTT003 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA REALE S.P.A. →

For cheque clearing or NACH mandates, use the MICR code for BANCA REALE S.P.A. →

For TDS challan deposits, find the BSR code for BANCA REALE S.P.A. →

How SWIFT Code BRTOITTT003 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BRTOITTT003 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCA REALE S.P.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCA REALE S.P.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BRTOITTT003

• Spaces or lowercase letters — Always enter BRTOITTT003 uppercase with no spaces.
• Using the wrong city — This code is for BORGOSESIA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BRTOITTT003 directly with BANCA REALE S.P.A.'s BORGOSESIA branch or via the SWIFT BIC Directory.