SWIFT Code CRACIT31302 — BANCA DI CREDITO COOPERATIVO DI CAMBIANO, VINCI

About SWIFT Code CRACIT31302 — BANCA DI CREDITO COOPERATIVO DI CAMBIANO, VINCI

SWIFT code CRACIT31302 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCA DI CREDITO COOPERATIVO DI CAMBIANO in VINCI, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCA DI CREDITO COOPERATIVO DI CAMBIANO for all outward international remittances from VINCI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CRACIT31302

The code CRACIT31302 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CRACIT31302

Receiving International Wire Transfers

To receive money from abroad at your BANCA DI CREDITO COOPERATIVO DI CAMBIANO account in VINCI, share SWIFT code CRACIT31302 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCA DI CREDITO COOPERATIVO DI CAMBIANO, VINCI must provide SWIFT code CRACIT31302. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCA DI CREDITO COOPERATIVO DI CAMBIANO in VINCI rely on SWIFT code CRACIT31302 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA DI CREDITO COOPERATIVO DI CAMBIANO →

For cheque clearing or NACH mandates, use the MICR code for BANCA DI CREDITO COOPERATIVO DI CAMBIANO →

For TDS challan deposits, find the BSR code for BANCA DI CREDITO COOPERATIVO DI CAMBIANO →

How SWIFT Code CRACIT31302 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CRACIT31302 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCA DI CREDITO COOPERATIVO DI CAMBIANO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCA DI CREDITO COOPERATIVO DI CAMBIANO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CRACIT31302

• Spaces or lowercase letters — Always enter CRACIT31302 uppercase with no spaces.
• Using the wrong city — This code is for VINCI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CRACIT31302 directly with BANCA DI CREDITO COOPERATIVO DI CAMBIANO's VINCI branch or via the SWIFT BIC Directory.